Open Zero-Balance Business Banking with ruya
Shari’ah-compliant digital business banking with low monthly fees and simple access for UAE founders.
Digital Islamic Banking
Ruya is a UAE digital Islamic bank offering Shari’ah-compliant personal and business banking through a mobile-first experience. Its platform is designed to make everyday banking simpler, more accessible, and more transparent for modern customers and growing businesses.
How Can We Assist You?
Founder-Friendly Banking Benefits
Ecosystem Partner Advantages
Zero-Balance Access
Open a corporate bank account with zero balance and only AED 79 in monthly maintenance fees.
Services
Business Accounts
Digital business banking accounts designed for day-to-day company operations and payments.
Deposit Options
Business deposit solutions to support liquidity planning and cash management.
Banking Solutions
Business banking tools built to simplify transactions, access, and account management.
Alternate Service Providers
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